Dog a friend scratched my couch / pays the insurance?

Hello! Recently I had a visit from my cousin. She brought a girlfriend and dog. The dog has it scratched my couch. I know that dog owners might provide insurance for such cases have but I hardly know the lady (had no contact from her) I thought that it therefore is much easier to report the damage to my own insurance (liability or household) to the to have it repaired. Is that possible?

The best answer

What a strange dog to search on a couch?

Do you continue writing, then called insurance fraud and is punishable.

Moreover, this will pay neither your Privathafpflicht (principle foreign damage) nor your insurance.

Or would you write about, my dog ​​played with the lighter and thus set the couch on fire?

Why should his insurance for the damage to pay someone else did? Tell the lady communication that their dog has made your bed broken and their insurance will pay then.

Your own insurance will thank.

Household insurance covers damage due to burglary, fire, water and storm. That does not fit all.

Your own liability only covers damage that you caused to third parties.

Since your cousin has brought this visit with the house, you can only to them shall your requirement. You can take then yes. Otherwise you stay on the sitting harm

That will not pay your insurance. Why should they?

The Major is responsible for regulating the Schade. Either she has a pet owner liability insurance ...

(Wikipedia commented: "The issue of duty to pet owners liability will decide at the country level so there is a basic requirement in Berlin, Brandenburg, Hamburg, Lower Saxony and Thuringia in North Rhine-Westphalia, a requirement exists only if the dog a height of at least 40.. should have cm exceeded. [5] in states such as Baden-Württemberg, Bavaria and Rhineland-Palatinate an undertaking only when an abnormality of the dog has been certified. in Saxony-Anhalt and Schleswig-Holstein forced done for insurance coverage by race list. the only exception is the state of Mecklenburg-Vorpommern, where no compulsory insurance ")

... Or she pays it up yourself!

No, your insurance is not designed to damage from foreign dogs. You have to run through the insurance of the dog owner.

What makes you think that your own liability would settle the claim? Your liability regulated then, when you inflict damage to a third party. Even your household will reject a regulation rightly. It is a wrongdoer exist and have even been known to turn to you have to you. If the dog keeper has concluded a dog liability insurance, this will take over the regulation, if not, they will probably have to replace the damage with their private money.

No, your insurance will not pay. Why should they?

Attempts to establish contact about your cousin and friend to the then cleared of their insurance.

It really is not a bad thing and for that there are also insurance. I do not understand why some there always have such a fear.

Your own liability pays not because YOU have not caused to third parties damage, but was caused to you.

The household does not pay, because a scratching dog is not a peril insured against.

For damage of the pet but must pay after BGB the dog owner and he sure does not have any animal holding liability, he pays the clutter just themselves. Let give you the address of the friend and ask there to damages.

Bring the address of the friend of your cousin in experience and then you write good of the damage. With great luck you stay sitting on it, because there are to bring neither insurance nor about them directly what.

But you have to try it.

No, the well-known need for the advent hurt if they are not insured that's their pitch, then they have to pay for it from his own pocket.

You could just ask your cousin and your no insurance that will probably not pay

Clearly, NO.

This pays only for farmers liability of the dog keeper.

None of your own insurance will pay for something. You have the dog indeed aware in your apartment left. Since even the dog keeper must pay for.

my liability would pay because I have insured the guard foreign dogs. So there is insurance covering damage these. I pay for my family insurance also only 76, - in the year incl failure cover..

No, the damage will pay only the liability of the dog keeper. Actually it would have been, of course, you turn this offer on the same day after the event.

No, so does your insurance to do nothing.

Your insurance will not pay for the damage when another comes up for it. You know you sure the name of the visit or ask your cousin who will know the name, yes.

No. Your coming for not.

in Germany is but the dog liability m. E. nationwide now mandatory, right?

then your have ask superfluous .....

Date: 2018-10-14 Views: 1

Related articles

  • A friend dropped my phone (display broken) pays the insurance? 2014-10-09

    Yesterday a friend of mine is my phone accidentally fell off :( Now is the front and rear, the display broken -.- pays the insurance that? Or will it be repaired? I bought the phone used (by the mother of a friend) for 80 € (iphone 4) unfortunately h

  • pay the insurance?, € uw 2012-02-02

    friend wanted me to pack on the ground throw from fun phone falls out of my pants phone goes easy on display broken his insurance paid that? --answer-- If someone throws "for fun" to the ground, he takes condone that you'll injured, or objects t

  • Paying the insurance when a person not registered as a driver, builds an accident? 2012-08-21

    That would be interested to know, because the opinion of colleagues diverge. What happens in such a case. The driver of course has a driving license, etc. it is just not registered as a driver. Eg if I the car borrow from a friend or vice versa. --an

  • Damage to property under alcohol. Pays the insurance? 2013-11-23

    I have a problem. Yesterday I was at a private party of a friend and have there a little too deeply looked into the glass. I wanted to lean against a wall but misjudged the distance wrong, and have fallen to a water connection with my back. The conne

  • If you have no training institution found you have to pay the insurance company itself? 2012-01-12

    If you have no training institution found you have to pay the insurance company itself? Unfortunately I have not found and obtained from the health insurance company in this regard sent a letter. --answer-- Hello, those are little information you giv

  • Abortion, pay the insurance? 2012-02-18

    Hi Guys. I am 17 years old and afraid unintentionally pregnant. I want to 17 years 100% no kid & am 100% sure that I will not be getting the child. How looks with the abortion? My parents must never noticed what of a pregnancy. Can I abort a child, m

  • If I fall off a microscope at school, which then pays the insurance? 2012-06-29

    If I fall off a microscope at school, which then pays the insurance? --answer-- At school you will be bound to the supervision of the school. If a device falls down, which is an operating loss. Even if two students argue and it is something destroyed

  • Paying the insurance a self-inflicted break? 2012-07-30

    I hit out of anger at my home against the doorframe &'ve thus broke a metacarpal. After the surgery, came a few days later an 'accident questionnaire'. Paying the insurance mean? --answer-- Hello, the treatment paid for by the health insurance compan

  • Pays the insurance in case of unemployment? 2012-08-26

    Hello. I was just me Report occupation at the employment office. Since I am writing currently sick (until 30.08, and possibly even longer time) I can not be registered as unemployed. Now I just wanted to ask if anyone of you know if the insurance com



Copyright (C) 2019, All Rights Reserved.

M3tch all rights reserved.

processed in 1.371 (s). 10 q(s)